:root{
    --footer-blue:#285789;
    --footer-navy:#0b213a;
    --footer-border:rgba(255,255,255,.12);
    --footer-muted:#94a7b8;
}

/* GLOBAL FOOTER */
.aca-global-footer{
    background:var(--footer-navy);
    color:#fff;
    padding:65px 0 25px;
}

.aca-footer-top{
    display:grid;
    grid-template-columns:1.05fr 1.45fr;
    gap:90px;
    padding-bottom:45px;
}

.aca-footer-logo{
    width:245px;
    max-width:100%;
    display:block;
    filter:brightness(0) invert(1);
}

.aca-footer-identity p{
    max-width:430px;
    color:var(--footer-muted);
    font-size:13px;
    line-height:1.7;
    margin:24px 0 0;
}

.aca-footer-navigation{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:35px;
}

.aca-footer-navigation>div{
    display:grid;
    align-content:start;
    gap:11px;
}

.aca-footer-label{
    color:#b7cee1;
    font-size:9px;
    letter-spacing:.13em;
    font-weight:800;
    text-transform:uppercase;
    margin-bottom:5px;
}

.aca-footer-navigation a{
    color:#b3bfca;
    font-size:12px;
    text-decoration:none;
}

.aca-footer-navigation a:hover{
    color:#fff;
}

.aca-footer-office{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:40px;
    border-top:1px solid var(--footer-border);
    padding:28px 0;
}

.aca-footer-office>div{
    display:grid;
    gap:5px;
}

.aca-footer-office strong{
    font-size:13px;
    font-weight:600;
}

.aca-footer-office small{
    color:var(--footer-muted);
}

.aca-footer-bottom{
    border-top:1px solid var(--footer-border);
    padding-top:20px;
    display:flex;
    justify-content:space-between;
    gap:30px;
    color:#788c9e;
    font-size:10px;
}

/* LEGAL PAGES */
.legal-hero{
    padding:85px 0 65px;
    background:linear-gradient(180deg,#f8fafc,#fff);
    border-bottom:1px solid #dde3e8;
}

.legal-hero h1{
    font-family:Georgia,'Times New Roman',serif;
    font-weight:400;
    color:#102b4d;
    font-size:clamp(42px,6vw,66px);
    line-height:1.05;
    margin:14px 0 18px;
}

.legal-hero p{
    max-width:800px;
    color:#71808d;
    font-size:16px;
    line-height:1.75;
}

.legal-content{
    padding:80px 0 95px;
}

.legal-layout{
    display:grid;
    grid-template-columns:260px minmax(0,1fr);
    gap:90px;
    align-items:start;
}

.legal-index{
    position:sticky;
    top:120px;
    display:grid;
    gap:8px;
    border-top:2px solid #285789;
    padding-top:18px;
}

.legal-index>span{
    color:#285789;
    font-size:9px;
    letter-spacing:.13em;
    font-weight:800;
}

.legal-index strong{
    color:#102b4d;
    font-size:16px;
}

.legal-index small{
    color:#87939e;
}

.legal-rich-text{
    max-width:800px;
}

.legal-rich-text h2{
    font-family:Georgia,serif;
    font-weight:400;
    color:#102b4d;
    font-size:25px;
    margin:38px 0 10px;
}

.legal-rich-text h2:first-child{
    margin-top:0;
}

.legal-rich-text p{
    color:#465867;
    font-size:14px;
    line-height:1.9;
}

.legal-review-note{
    margin-top:55px;
    padding:20px;
    background:#f4f6f8;
    border-left:3px solid #285789;
}

.legal-review-note strong{
    color:#102b4d;
    font-size:12px;
}

.legal-review-note p{
    margin:7px 0 0;
    font-size:12px;
    color:#71808d;
}

@media(max-width:900px){
    .aca-footer-top{
        grid-template-columns:1fr;
        gap:45px;
    }

    .legal-layout{
        grid-template-columns:1fr;
        gap:40px;
    }

    .legal-index{
        position:static;
    }
}

@media(max-width:650px){
    .aca-footer-navigation{
        grid-template-columns:1fr 1fr;
    }

    .aca-footer-office{
        grid-template-columns:1fr;
    }

    .aca-footer-bottom{
        display:grid;
    }
}